HeirPay · COMING SOONTon héritage voyage instant · Canada ↔ RDC · pre-licensing
← SpacesBack the build

Send $100 to Maman.
Pay $11 in fees $4. 50% off if paid in $HEIR.

HeirPay is the Canada → DRC money-transfer corridor built by the Congolese diaspora for our own families. Western Union takes $8 + 3% FX + 3 days. HeirPay: 4 min, half the fees, on-chain receipt, 2% cashback in $HEIR. Not live yet — we're in FINTRAC + BCC licensing. Join the waitlist.

01How it will work

Simple
$100 CAD → Maman gets 245,000 CDF on Orange / M-Pesa / Airtel in 5 min. Flat $8 fee. No hidden FX spread. SMS + optional pickup photo.
$HEIR mode
Same flow, pay the fee in $HEIR → $4 instead of $8. 2% cashback in $HEIR. Optional recurring-allocation wallet for monthly family support.
Trust
30-transfer family-and-friends pilot done, 4.9★. Now raising via Kickstarter to clear FINTRAC (Canada) + BCC (DRC) and ship publicly mid-2026.

02Waitlist · early access

First 500 signups get: 0% fees on 3 transfers + 100 $HEIR airdrop(framed as gift, not as investment) when the corridor opens publicly.

HeirPay Inc. is in pre-licensing phase with FINTRAC (Canada) and will operate under a BCC-licensed partner in RDC. This is a waitlist, not an active transfer service. No transfers are being solicited via this page.

03Want to back the build?

HeirPay fundraising goes through a Kickstarter (rewards, anyone) + accredited private placement for equity. All legal, all Canadian-exemption-compliant.

→ See the three ways to back the build

04Contact

General: hello@heirpay.chicco-ai.tech
Partners (telecoms / mobile money): partners@heirpay.chicco-ai.tech
Investors (accredited only): invest@heirpay.chicco-ai.tech